Chase Sapphire Reserve Business

My Thoughts:

The Chase Sapphire Reserve for Business℠ Card is an excellent choice for frequent business travelers. It earns 8x points on travel booked through the Chase Travel Portal and 4x points on direct bookings with airlines and hotels, some of the highest earning rates in the travel category.

Beyond rewards, it offers best-in-class travel protections, including trip cancellation/interruption insurance, trip delay reimbursement, primary rental car insurance, and coverage for lost or delayed luggage — making it a top-tier option for travelers who want peace of mind.

How to Earn Points:

200K points after $30,000 spend in 6 months. (far right)
$795 Annual Fee

Capital One Venture X

My Thoughts:

This card offers annual rebates that easily compensate for the annual fee for those who travel often. This card earns 2 points/miles per dollar on all purchases. This card has great airline transfer partners and a very good Travel Portal to book hotels and cheap flights using your Cap One miles. 

How to Earn Points:

75k miles after $4,000 spend in 3 months.
$395 Annual Fee  

Chase Sapphire Reserve

My Thoughts:

Chase Sapphire Reserve® is widely regarded as the best premium travel credit card on the market. The annual fee is steep, but the benefits of this card are fantastic. Remember that the card comes with a $300 annual travel credit, which makes the fee much easier to justify.

Earn 8x points on all purchases through Chase TravelSM, including The EditSM and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases

How to Earn Points:

125K points after $6,000 spend in 3 months.
$795 Annual Fee

Chase Sapphire Preferred

My Thoughts:

Really good welcome offer. This card unlocks the ability to transfer valuable points to hotel & airline partners such as Hyatt, United and Southwest Airlines. This is a good option to pair with no annual fee Ultimate Rewards cards such as the Freedom Flex cards, Ink Business Cash, and Ink Business Unlimited.

How to Earn Points:

75k points after $5,000 in 3 months. (Upper right corner)
$95 Annual Fee 

Capital One Venture X Business

My Thoughts:

Very similar benefits to the personal Venture X card. This business card offers $300 annual rebates that easily mitigate the fee for those who travel often. It also includes access to the Chase lounge access currently loaded in BOS, DEN, HKG, LGA, PHL, PHX and SAN airports. This card earns 2 miles per dollar spent. 

How to Earn Points:

150k miles after $30,000 in 3 months.
$395 Annual Fee

Ink Chase Business Preferred

My Thoughts:

This is a great card just for the welcome offer and 3X categories. This card compliments well with the Ink Business Cash for its 5X categories, and the Ink Business Unlimited to earn 1.5X everywhere. WARNING: There is one card on this list you should NOT get, and that is the INK BUSINESS PREMIER card.

How to Earn Points:

90k points after $8,000 in 3 months. (center choice)
$95 Annual Fee 

Ink Chase Business Unlimited

My Thoughts:

This is a no annual fee card that gives a great welcome offer. Decent offer of earning 1.5X on all purchases. This is a a great companion to the Ink Business Preferred, Sapphire Preferred, and the Sapphire Reserve card. 

How to Earn Points:

75k points after $750 spend in 6 months. These transfer as 75,000 points to other Chase point-based cards. (second from the left)
No Annual Fee

Amex Platinum Business

My Thoughts:

The Business Platinum Card® from American Express is undergoing changes starting September 18, 2025. If you apply before this date, you’ll lock in all current benefits at the existing $695 annual fee (set to increase to $895 afterward).

This card delivers premium travel perks that easily justify the fee including Centurion Lounge access, valuable airline incidental credits, and a 35% rebate when booking flights with points through your selected airline. I personally use this perk to stretch my rewards significantly further.

How to Earn Points:

We have a relationship with Amex where we can receive up to 250k miles after $20k in 3 months. But you need to EMAIL US to make a personal referral.
$695 Annual Fee until 18-SEP-2025, then $895

Amex Platinum Personal

My Thoughts:

This Personal Platinum Card® from American Express is also undergoing changes starting September 18, 2025. If you apply before this date, you’ll lock in all current benefits at the existing $695 annual fee (set to increase to $895 afterward).

This personal card delivers premium travel perks that easily justify the fee, like the Centurion Lounge access, valuable airline incidental credits, and other personal spending credit I use this card for the benefits and monthly UBER credits. 

How to Earn Points:

175k points after $8,000 spend in 6 months. 
$695 Annual Fee until 18-SEP-2025, then $895

Rove

My Thoughts:

Rove is not a credit card — it's a frequent-flyer miles stacking platform designed to complement your existing credit cards, airline loyalty programs, and cashback tools. With Rove, you can often triple your rewards on everyday purchases.

Rove Miles can be redeemed for flights across major airlines, hotels, and more, often delivering better value than traditional points or cashback programs.

✅ Example of Triple Rewards in Action: Shop at Nike.com

You earn:
💸 Nike.com cashback
🎯 Rove Miles
💳 Credit card points (e.g., Amex, Chase, etc.)

Result: Three layers of rewards from a single transaction. 

Card Pointers

My Thoughts:

CardPointers is an app and browser extension I use to consistently maximize my credit card rewards, offers, and benefits. It automatically tracks my available credit card perks — including cash-back deals, bonus point categories, and limited-time discounts — so I always know which card to use for any given purchase.

Before I make a purchase, I quickly check CardPointers to see which of my cards offers the best return or reward for that specific category or retailer. This simple step helps me take full advantage of targeted offers and ongoing promotions.

As a result, I’m able to:

• Earn more cash-back and points

• Use the right card every time, based on updated benefits

• Capitalize on statement credits, dining rewards, and travel perks

• Avoid letting offers or card benefits go unused

Bottom line: CardPointers helps me make smarter spending decisions and squeeze the most value out of the credit cards I already carry.