Amex Business Platinum Card^®

Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.

 

MY THOUGHTS
The Business Platinum Card by American Express has a high annual fee but all the bells and whistles needed to justify it. Amazing, limited time offer, lounge access, $200 annual airline incidental credit, and more. Once again, you do not need to own a “traditional business” to qualify for one.        
Annual Fee $895
✦ $200 annual airline selected credit
✦ $600 prepaid FH&R hotel credit
✦ $150 Dell credit
✦ $200 Hilton credit ($50/qtr)
✦ $120 Wireless credit ($10mo)
✦ Centurion/Priority Lounge access

Amex Express Platinum Card^®

Welcome Offer: Earn 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on the Personal Platinum Card® within the first 6 months of Card Membership.

MY THOUGHTS
This card is absolutely loaded with high-end perks well worth the annual fee. The annual fee is high, but if you take advantage of the coupons and credits it's worth it. This is currently my top-rated card.

Annual Fee $895
✦ $200 annual airline selected credit
✦ $600 prepaid FH&R hotel credit
✦ $400 Resy® Restaurant credit ($100/qtr)
✦ $300 Entertainment credit ($25/mo)
✦ $185 Uber (Eats) credit ($15/mo)
✦ $120 Uber One membership
✦ $300 lululemon credits ($75/qtr)
✦ $209 CLEAR® credit
✦ $100 Saks credit ($50 semi-annual)
✦ Centurion/Priority Lounge access 

Amex^® Personal Gold Card

100k Points after $6k spend in 6mo
Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount with no credit score impact.

MY THOUGHTS
This card gives a great return on US supermarket and dining worldwide. I also purchase Amazon gift cards at Wholefoods then load them to my account to get 4x. The Resy Restaurant, Dining credits and Uber (Eats) credits basically pay for this card's annual fee.

Annual Fee $395
✦ Dining 4x
✦ Grocery 4x
✦ Airlines 3x
✦ $120 Dining Credit
✦ $120 Uber (Eats) Credit
✦ $100 Resy Credit (semi-annual)
✦ $84 Dunkin Donut Credit ($7mo)

Amex^® Business Gold Card

Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.

MY THOUGHTS
The real benefit of the American Express® Business Gold Card is the ability to earn 4x points on the spend categories where your business spends the most each month. Overall, this is an excellent long-term card for business owners.

 Annual Fee $375
✦ Advertising 4x
✦ Airlines 4x
✦ Dining 4x
✦ Gas 4x
✦ Shipping/FedEx 4x
✦ $240 flexible business credit ($20mo)