MyMilesGuy Blog

Notes from MyMilesGuy

Burning off Amex Plat Credits Before Jan 1st!

Dec 12, 2025

Over the past year, I’ve made hundreds of referrals for both the personal and business American Express Platinum cards. I wanted to reach out exclusively to my current and past clients to share how I personally maximize the card’s benefits and help you do the same.

I know some of you may be waiting until the last minute, but there’s still time to use expiring credits and even offset your annual fees in the coming weeks. I’ve put together a couple of short videos walking through exactly how I use the available credits before they reset at year-end.

💰 QUESTION: Is now a good time to apply for another Amex card?

Yes! There are some excellent offers available right now, and I’ve included the application links for you below. Why apply now? Because the timing lets you take advantage of a powerful strategy: your annual fee will post the next year, but you’ll still receive the new January 1st credits before needing to decide whether to keep or cancel the card—this allows you to capture hundreds of dollars in value with minimal cost when your benefits reset!

Planning a trip next year? Using these links, you can also earn hundreds of thousands of additional Amex points starting today, giving you a huge head start on flights, hotels, and upgrades.

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